EBAday is a pivotal annual event that focuses on the evolution and future of payments technologies, drawing attention to crucial advancements like agentic AI and tokenised money. With the November 2023 deadline for the ISO 20022 structured fields looming, banks and customers face heightened implementation risks and compliance challenges. This regulatory shift signifies a crucial moment in the industry, emphasizing the need for agility and innovation in response to rising detail requirements. Recent discussions, such as those led by BNY and DSGV, highlight the growing ambition to simplify cross-border payments, making them as seamless as domestic transactions through the integration of AI and APIs. As digital assets gain traction, the payments landscape is undergoing a rapid transformation, driven by the pressing need for cyber resilience and operational efficiency. This evolving environment presents substantial opportunities for businesses to leverage cutting-edge technologies, ensuring they remain competitive and responsive to customer needs in a dynamic marketplace. EBAday serves as a vital platform for stakeholders to explore these trends, exchange insights, and shape the future of payments.