🏷️Topic

Deposit Funding

2 articles
First tracked: Jul 27, 2026
Last updated: Jul 27, 2026

Latest Coverage

What a $200M Bankruptcy Tells Us About the Structural Limits of Fintech Lending

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A $200M Parker bankruptcy exposes the structural fragility of cash-flow-native fintech lending when funded by external, non-deposit capital and reliant on sponsor banks, underscored by a 2024 regulator warning about third-party bank arrangements.

Jul 27, 20261%

Upstart wins preliminary approval to establish US bank

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Upstart wins provisional OCC approval to establish Upstart Bank, potentially enabling deposit funding and direct lending with pending FDIC and Fed approvals.

Jul 27, 20261%

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